​Retirement Planning Financial Advisor for

Retirees, Pre-Retirees and Business Owners

Keep More of Your Earnings ∙ Make Money Make Sense


Not all financial advisors offer the same things


Being a fiduciary means that we position ourselves on the same side of the table as our clients.



We help you with investment planning, minimizing taxes, and maximizing your legacy by working with accountants, attorneys, and other trusted advisors. 


We don't have hidden fees. We always put in writing exactly what you are going to be paying.



Not actual clients


An accredited investment fiduciary for pre-retirees and business owners. Services include:

Retirement Planning

Social Security Timing

Asset Protection

Tax Planning

Business Equity Transitions

Investment Management

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Have confidence in knowing your money is held with an established institution you can trust:

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Michael and Lisa didn't think about retirement. They have a thriving business and life is going well for them. But now as they sit at their daughter's wedding, they start to realize that they want to have more time to spend with their family and they need a game plan on how to approach their business.


Bill has been the ideal employee, staying with the same company for the past 24 years. As head of the sales department, he has done well financially but has his funds spread out over a 401k, pension, & ESOP, as well as a restricted stock plan. Now that he is 55 and hearing some of his peers retire, he has decided it's a good time to understand his options.


Jim and Mary have always put their family first. They prided themselves in the fact that their kids never had to take out student loans and they wanted for nothing financially. But now Jim is scheduled to start chemotherapy next month, and he wants to be certain Mary and his family will be taken care of in the future.

Andrew Cremé, MBA, AIF®

Accredited Investment Fiduciary

I am wildly passionate about stories. Not just any stories, but the stories of families who built wealth and what it took to get there. Some families achieved wealth slowly, some families achieved wealth quickly, while others are continuing to work on building wealth today.


My story begins in Connecticut in the country town of Woodstock. The youngest child of four, I grew up seeing my parents run my dad’s medical practice. Because of this, from an early age I understood the benefits of saving, giving, and spending. Intimately witnessing how a business worked inspired me to get my undergraduate degree in sociology and economics as well as to continue on to get my Master’s in Business Administration with concentrations in finance, marketing, and management.


Before coming to work at Southwestern Investment Group, I started and ran a small business consulting firm that specialized in the healthcare industry for 10 years. Prior to that, I worked in hospital administration and even in an inpatient psychiatric rehab center briefly. Later in my career in 2016, I took the opportunity to author a book called Enough Dreaming* as a way to give back to entrepreneurs and inspire others to start their businesses while running my own. During these times, I accumulated quite a few stories of my own.


Today, I live in McKinney with my wife, Janelle and my daughter, Gianna. Together, we are active in our church, enjoy spending time with family, and treasure quiet conversations. I look forward to sharing in your story.



B.A. Calvin College, Grand Rapids, MI ∙ M.B.A Rollins College, Winter Park, FL

Licenses Held:

Series 65, Uniform Investment Adviser Law Examination ∙ Series 7, General Securities Representative Examination ∙ Series 63, Uniform Securities Agent State Law Examination ∙ Life & Health Insurance, Texas Department of Insurance  

*Raymond James is not affiliated with any of the listed publications. Opinions expressed are those of author and not of Raymond James. 


Vizslas, Harley & Boston

Vizslas are bred to be hunting guides to help you achieve your goals, just like how we help our clients.

favorite restaurants:

Haywire, Maple Leaf Diner

One offers great service while the other is a fantastic value for the food. Both things we emulate.

favorite authors:

Simon Sinek, Seth Skorkowsky

Simon is a great teacher while Seth offers an opportunity to dream about what could be.

favorite date night:

Zin Zen Wine Bistro

Offers a unique and personalized experience that we strive to provide as well.

best guacamole in McKinney:

Anamia's Tex Mex

Made table-side and customized to your desires to make it the best tasting around.

favorite golf course:

WestRidge Golf Course

McKinney, TX

Because exclusive doesn't mean better. We believe in value.

Retirement Planning Resources


Raymond James - Southwestern

Investment Group

Cremé Wealth Team

​2601 Network Blvd, Ste 101

​ Frisco, TX 75034

Phone (972) 987-1634

Fax (214) 387-4505

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