INVESTMENT MANAGEMENT

Investment philosophy matters. You should feel comfortable with your investment advisor in what investments they are putting you in, and not just comfortable with the risk and returns. Because of this, we like to be upfront with our clients about our process and encourage questions. As a brief overview, our core beliefs about investments include:

Slow and Steady Wins the Race

 

What investing has taught us time and time again, is that if you stay invested during the ups and downs, and stay consistent with your contributions, you can build up and pass down significant wealth. Equally important, is that you can also have an understanding of what you own, how much risk is in it, and not worry about every news headline that breaks. We want you to be comfortable with every part of your strategy.

 

Be Diversified, But Adjust       

 

We believe that you should be invested in a well-diversified basket of funds. We also believe that active investing is more advantageous than passive investing. That doesn’t mean by any means that you should not buy index funds, but we believe that even index funds ideally should be actively managed over a variety of indices. As we like to say, all investment vehicles are being driven - whether you are driving it, an investment manager is, or the masses.  

 

Transparency Matters

 

When people think about transparent investing, they immediately think of fees. We believe in being fee-based as opposed to commission-based so that you can see on your accounts exactly what you are paying your advisory team. In addition to this, we believe in the portfolios being transparent (even to the point of holding individual stocks), and conflicts of interest to always be disclosed. We seek to avoid conflicts of interest so that our clients can know that we have their best interests at heart. 

 

Invest in Your Beliefs        

 

We believe that your legacy is not only found in what memories and things you left for your loved ones, but also in the things you purchased. Some more transparent investments allow clients to exclude the things in life they wouldn’t care to purchase - such as tobacco, alcohol, adult entertainment, or single out individual companies. Returns and risk mitigation is important, but so is supporting the companies that don’t contradict your beliefs.

Cremé Wealth Team is a Part of Southwestern Investment Group

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Phone: (972) 987-1634

The Cremé Wealth Team

Southwestern Investment Group

2601 Network Blvd, Ste 101

Frisco, TX 75034

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Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Cremé Wealth Team, Southwestern Investment Group, and The Southwestern Co. are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Southwestern Investment Advisory Services, Inc., an independent registered investment adviser. Raymond James does not provide tax or legal advice. You should discuss these matters with the appropriate professional.