ESTATE PLANNING

Estate planning can be a simple thing for some people, and a complicated thing for others. Because there are federal and state laws that come into play with estate planning, we always recommend working with professionals. Whether you are working on a simple estate plan, a complicated estate plan, or a specialized estate plan, it is good to work with people who see the whole picture. 

Simple Estate Planning

No matter your life situation, if you have other people who depend on you, you should consider implementing an estate plan. A basic estate plan is partially insurance and partially legal. We always examine your assets and if you don't have enough built up you should consider getting a level term insurance policy. This helps your family to continue to be provided for if you passed away. The second part would involve the legal documents of a living will, powers of attorney, advanced directives, and medical release forms. By having all of these pieces in place, your family will be better served if something were to happen. 

 

Complicated Estate Planning

Complicated estate planning is just that - complicated. There are many situations that require advanced planning including if you own a business, if you have significant assets, or if you ​have assets that are not protected in the event of a lawsuit. Many of these situations, in addition to the simple estate planning needs, will also be benefited by other documents such as buy-sell agreements, modified partnership agreements, revocable or irrevocable trusts, and some specialized insurance products. 

Specialized Estate Planning

It is common for people to have a specific wish that necessitates a more specialized version of an estate plan. Some of these common situations would include special needs planning, VA benefits planning, primary beneficiaries who are minors, or ​Medicaid planning. With proper planning, we are able to give clients and their loved ones access to opportunities that may not have been possible otherwise.  

Cremé Wealth Team is a Part of Southwestern Investment Group

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Phone: (972) 987-1634

The Cremé Wealth Team

Southwestern Investment Group

2601 Network Blvd, Ste 101

Frisco, TX 75034

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Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Cremé Wealth Team, Southwestern Investment Group, and The Southwestern Co. are not registered broker/dealers and are independent of Raymond James Financial Services. Investment advisory services offered through Southwestern Investment Advisory Services, Inc., an independent registered investment adviser. Raymond James does not provide tax or legal advice. You should discuss these matters with the appropriate professional.